Insights & Use Cases
February 12, 2026

AssemblyAI Universal-3 Pro vs Google Gemini: Speech-to-text API vs multimodal audio processing

Compare AssemblyAI Universal-3 Pro vs Google Gemini for speech transcription. Detailed analysis of features, pricing, scaling, and compliance capabilities.

Martin Schweiger
Senior Technical Product Marketing Manager
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Table of contents

This comparison breaks down what actually matters when choosing between a dedicated speech-to-text API and a multimodal LLM that can also transcribe audio: language support, customization, scaling, entity detection, and pricing.

AssemblyAI's Universal-3 Pro is a dedicated speech API built for production transcription at scale. Google Gemini is a multimodal large language model that processes audio alongside text, images, and video through prompting. Gemini works well for transcribing individual files with specific prompts, but it lacks the structured outputs and scaling infrastructure that production speech workflows demand.

This comparison focuses on async audio transcription, specifically, how these different approaches hold up when you go from transcribing one file to processing thousands.

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Product overview

Google Gemini

Gemini is a multimodal LLM that processes text, images, audio, and video. It can transcribe audio through prompting as part of its broader AI functionality, leveraging Google's multimodal training to let developers guide transcription behavior through natural language instructions.

Gemini is not a dedicated speech-to-text API. Google's own documentation states: "As of now the Gemini API doesn't support real-time transcription use cases. For dedicated speech-to-text models with support for real-time transcription, use the Google Cloud Speech-to-Text API." For production STT workflows, Google offers its Cloud Speech-to-Text API as a dedicated solution.

AssemblyAI Universal-3 Pro

Universal-3 Pro is a speech language model built for audio transcription and understanding. The model works great out of the box— you don't need to prompt-engineer your way to a good transcript. Submit audio, get accurate results with speaker labels, word-level timestamps, and structured outputs included.

When you do need customization, it's there: natural language prompting for detailed instructions, keyterm prompting for domain-specific vocabulary, or both together. The API also includes speaker diarization without hallucinated labels, speaker identification, entity detection, subtitle generation, and audio redaction. These features that ship as structured API outputs, not prompt-dependent LLM responses.

Feature Comparison

Feature Comparison

Category Google Gemini AssemblyAI Universal-3 Pro
Keyterm Prompting Via natural language prompts Yes (up to 1,000 keyterms)
Speaker Diarization Via prompting (unstructured text) Structured API output with timestamps
Speaker Identification Not available Available
Max Channels Mono or stereo Unlimited
Multichannel + Diarization Limited Simultaneous on all channels
Word-Level Timestamps Not available Available
Subtitle Generation (SRT/VTT) Not available Available
Entity Detection (PII/PHI/PCI) Via prompting Built-in (40+ specific entity types)
Audio Redaction Not available Available
Concurrency RPM-based rate limits Unlimited (paid tiers)
Pricing Model Token-based ($0.30–$1.00 per 1M audio tokens) Per-second ($0.21/hour base)
Compliance Google Cloud certifications SOC2 Type 2, ISO 27001, PCI DSS v4.0, HIPAA BAA

Language support

Both platforms cover a wide range of languages. Gemini supports 100+ natively, and Universal-3 Pro supports 99 languages total through automatic fallback to Universal-2 when audio falls outside its 6 natively supported languages (English, Spanish, Portuguese, French, German, Italian). You don't need to configure this routing manually; submit any audio and the system handles it.

The real differences are in what you can do beyond raw transcription and how customization works across languages.

Universal-3 Pro supports speaker labels, timestamps, and structured output features like speaker diarization across all 99 languages. Gemini can transcribe across its language set, but doesn't provide the same structured outputs. Word-level timestamps, per-utterance speaker labels, and similar features aren't part of Gemini's transcription output.

On the customization side, natural language prompting on Universal-3 Pro is only available for the 6 natively supported languages. Gemini's prompting works across its full language set. If you need to guide transcription behavior for, say, Japanese or Hindi audio, Gemini gives you that flexibility.

For less common languages, neither platform is going to deliver exceptional accuracy — that's a reality of speech recognition across the board. But for production workflows that need structured outputs alongside the transcript, Universal-3 Pro's feature coverage across 99 languages is the distinction that matters.

Prompting and customization

Gemini's approach

Gemini uses natural language prompting to guide transcription. You write instructions like "Transcribe this medical consultation, paying special attention to drug names and dosages," and the model interprets them. The flexibility comes from Gemini being a language model at its core. It processes instructions the way it processes any other text. Transcription quality depends on prompt engineering, and you'll need to develop and iterate on prompts for your use case.

Universal-3 Pro's approach

The key difference: Universal-3 Pro doesn't require prompting to produce a good transcript. The model delivers accurate results out of the box, with structured outputs—speaker labels, timestamps, subtitles—included by default. Prompting is there when you want it, not because you need it.

When you do want customization, you get two methods. Natural language prompting supports instructions up to 1,500 words for detailed context about speakers, topics, or formatting. Keyterm prompting lets you provide up to 1,000 specific terms you expect in the audio, like drug names, product names, legal terminology, and the model prioritizes those during transcription. AssemblyAI reports up to 45% accuracy improvements on domain-specific vocabulary with keyterm lists.

You can combine both. A call center application might use keyterms for product names and natural language prompts for conversation structure. Legal transcription might pair case-specific terminology with instructions about speaker identification.

This matters at scale: when you're processing thousands of files, you want a model that's accurate by default, with optional customization layered on top, not one that requires a carefully crafted prompt for every request.

Audio tagging

Both platforms identify non-speech audio events through prompting. You instruct the model to note specific sounds like background music, laughter, doors, and it tags them in the transcript. Performance depends on prompt specificity in both cases.

Speaker diarization and multichannel audio

Speaker handling

Gemini handles diarization through prompting. You instruct the model to identify and label speakers in the transcript. The results are unstructured text; you don't get timestamped speaker labels, utterance-level segmentation, or a consistent speaker identification format. For a single file where you need a rough sense of who said what, this can work. For processing thousands of files where you need to programmatically extract speaker turns, it doesn't scale.

Universal-3 Pro provides diarized speaker labels with timestamps as structured API output, with no prompting required. Speaker labels are consistent and don't hallucinate (a known issue with LLM-based diarization where the model invents or misattributes speakers). The API handles unlimited speakers per file, supports speaker identification, and outputs utterance-level data you can parse and process programmatically across your entire pipeline.

Multichannel handling

Universal-3 Pro processes unlimited audio channels simultaneously, with speaker diarization applied to every channel while maintaining speaker tracking across the entire file. Each channel is billed separately.

Concretely: a call center recording with 50 agents on 50 separate channels can be processed concurrently, with diarization on each channel and consistent speaker identification throughout. Gemini typically handles mono or stereo configurations.

For contact centers processing thousands of agent-customer interactions, this difference directly affects processing pipeline complexity.

Entity detection and redaction

Regulated industries need to identify and remove sensitive information from transcripts. This is where the gap between a multimodal LLM and a dedicated speech API is widest.

Gemini

Gemini detects entities through language understanding. You instruct the model to identify PII, PHI, or PCI data like credit card numbers, SSNs, patient IDs, and it flags them based on its comprehension. Results come back as unstructured text. There's no audio redaction. Gemini can only redact at the text level after transcription.

Universal-3 Pro

Universal-3 Pro has built-in entity detection for PII, PHI, and PCI with 40+ specific entity types, like credit card numbers, SSNs, medical record numbers, and other categories, defined in compliance frameworks. Detected entities come back as structured data, not prompt-dependent text.

Audio redaction is the standout: Universal-3 Pro replaces sensitive portions of the original audio with silence or tone. A healthcare provider can distribute call recordings for quality assurance with patient identifiers removed from both transcript and audio, maintaining HIPAA compliance when sharing recordings. Gemini doesn't offer this.

Universal-3 Pro maintains SOC2 Type 2, ISO 27001:2022, PCI DSS v4.0 certifications, with HIPAA BAAs available. This is the kind of documentation compliance teams in healthcare and finance require before approving a vendor.

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Concurrency and scaling

This is where the one-off versus production distinction plays out most clearly.

Gemini

Gemini uses RPM (requests per minute) rate limits typical of LLM APIs. You submit requests up to your quota and manage queuing, rate limiting, and retry logic in your application code. Concurrency limits vary by tier and model. Gemini 2.5 can handle up to 9.5 hours of audio per request without chunking.

For transcribing a handful of files with specific prompts, this works fine. For processing thousands of files per day, you're building and maintaining queue management infrastructure on top of an API that wasn't designed for high-volume speech workloads.

Universal-3 Pro

Universal-3 Pro offers unlimited concurrency through paid tiers designed for speech workloads. The platform handles audio up to 10 hours per file natively, with no chunking, no stitching transcripts back together, no managing segment boundaries.

Because the model works well out of the box without prompting, scaling is straightforward: submit files, get structured results. You're not managing prompt templates, validating LLM outputs, or handling inconsistent response formats across thousands of requests. The concurrency model, combined with predictable structured outputs, is what makes Universal-3 Pro a production speech platform rather than a transcription-capable LLM.

Pricing

Gemini

Token-based pricing that varies by model. Audio input tokens cost significantly more than text tokens.Pricing by model (per 1M tokens, Paid Tier, Standard):

Audio input tokens cost 2–3x more than text tokens on Flash models, and output tokens (where your transcript lives) add up fast at $2.50–$12.00 per million. Batch API offers 50% off for non-urgent processing.

At these rates, you would pay roughly $0.40–$0.60 per hour on Gemini 3 Pro for a straightforward transcription, potentially more with thinking overhead for more complex tasks like summarization, Q&A, and analysis.

Universal-3 Pro

Per-minute pricing with feature-specific add-ons:

Pricing Table
Feature Pricing
Base Transcription $0.21 per audio hour
Keyterm Prompting Additional cost per hour
Speaker Diarization Additional cost per hour
Entity Detection Additional cost per hour
Audio Redaction Additional cost per hour

You pay only for features you use. Simple transcription costs less than a full analysis with diarization, entity detection, and redaction. Volume discounts available.

The per-minute model makes budgeting straightforward for speech-heavy applications. You can calculate costs directly from audio volume and required features without managing token counts or model tier decisions.

Which platform fits your needs?

Gemini is a strong choice when you need to transcribe individual files with specific prompts, especially as part of a broader multimodal or LLM workflow. It handles audio well, supports prompting across 100+ languages, and its unified pricing can save money when you're combining transcription with summarization or analysis.

Universal-3 Pro is built for production speech at scale. The model works great out of the box without prompting, delivers structured outputs (timestamps, speaker labels, subtitles, entity detection) as API responses rather than LLM text, and scales to thousands of concurrent files. Add in audio redaction, compliance certifications, and keyterm prompting for domain-specific accuracy, and it's a different class of tool. One that is designed for teams building speech into their product, not teams adding transcription to an LLM pipeline.

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Frequently Asked Questions

What's the main difference between Universal-3 Pro and Gemini?

Universal-3 Pro is a dedicated speech-to-text API with integrated diarization, audio redaction, and compliance certifications. Gemini is a multimodal LLM that transcribes audio through prompting alongside its other capabilities. For dedicated STT, Google also offers their Cloud Speech-to-Text API.

Which is more cost-effective for speech-to-text?

It depends on the workflow. Universal-3 Pro charges $0.21/hour base plus feature add-ons — predictable and transparent for audio-centric work. Gemini charges per token, with audio tokens at $0.30–$1.00 per million depending on model.

For transcription-only, Universal-3 Pro's per-minute pricing is typically cheaper and easier to budget.

Can either platform do multichannel transcription with speaker diarization?

Universal-3 Pro handles unlimited channels with diarization on each, billed per channel. Gemini typically handles mono or stereo.

Which is better for compliance and regulated industries?

Universal-3 Pro has built-in entity detection (40+ types), text and audio redaction, and holds SOC2 Type 2, ISO 27001:2022, PCI DSS v4.0 certifications with HIPAA BAAs available. Gemini handles entity detection through prompting and doesn't offer audio redaction.

How does concurrency differ?

Gemini uses RPM rate limits where you manage queuing in your application. Universal-3 Pro offers paid concurrency tiers for parallel file processing, handles audio up to 10 hours natively, and doesn't require chunking logic.

Which has better language support?

Both cover a similar number of languages: Gemini at 100+ natively, Universal-3 Pro at 99 total (6 native plus automatic Universal-2 fallback). The differences: Universal-3 Pro provides speaker labels, timestamps, and structured outputs across all 99 languages. Gemini supports natural language prompting across its full language set, while Universal-3 Pro's prompting is limited to its 6 native languages.

Can Gemini replace a dedicated speech-to-text API?

For one-off transcription with specific prompts, Gemini works well. But it doesn't provide word-level timestamps, structured speaker labels, subtitle generation, or audio redaction, features that production speech applications typically require. Google's own docs recommend their Cloud Speech-to-Text API for dedicated STT. For production workflows processing thousands of files with structured output requirements, dedicated speech APIs like Universal-3 Pro are better suited. Gemini is strongest when transcription is part of a broader multimodal or LLM workflow.

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